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Insurance

At Texas State Optical Bandera, our goal is to promote good eye health and enable you to have the clearest vision possible. We accept several types of vision insurance, cash, checks, and most credit cards. We inform our San Antonio patients about exam and treatment costs at the beginning of your appointment. If you require a breakdown of costs, please let us know.

A vision insurance policy is not the same as health insurance. Regular health insurance plans protect you against financial losses due to unexpected eye injuries or disease. Vision insurance, on the other hand, is a wellness benefit designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost.

Because we provide both medical and routine eye care, we accept a number of insurance plans to help cover the cost depending on your individual needs. Here are just some of the plans that we accept:

Medical Plans We Accept

  • Aetna
  • Blue Cross Blue Sheild
  • Cigna
  • Medicare
  • multiplan
  • United Healthcare
  • Aetna
  • Blue Cross Blue Shield
  • Cigna
  • Medicare
  • MultiPlan
  • United Healthcare

Vision Plans We Accept

  • Eye Med
  • Spectera
  • Superior Vision 2
  • VSP
  • EyeMed
  • Spectera
  • Superior Vision
  • Vision Service Plan

If you do not see your plan listed here, please give us a call and we would be happy to assist you. Our staff is also always available to answer any questions regarding your benefits.

Vision Discount Plans

The knowledgeable staff at Texas State Optical Bandera is experienced in working with vision insurance providers. We will work directly with you and your vision insurer to submit claims regarding your vision care. We strive to ensure that you understand your insurance coverage and will answer any questions you may have regarding your benefits. Many current vision plans are designed to cover most of the basic vision-related costs, but not all costs associated with eye care. Most plans often require a co-payment for an office appointment as well as additional costs that are covered by the insured patient.

Flexible Spending Accounts

Many employers are offering Flexible Spending Account (FSA) options to employees. Sometimes these are referred to as cafeteria plans and are elective, supplemental insurance savings plans. These plans are designed to let you save money in an account, pre-tax, to pay for additional medical expenses such as eye exams, glasses, contacts, and often laser vision surgery. Check with the benefits administrator at your work to see if you are eligible for this program. FSAs can typically be used in conjunction with any vision insurance plan to offset any out-of-pocket costs on your behalf.

  • Vision insurance is designed to provide routine eye care, prescription eyewear and other vision-related services at a reduced cost. Learn about types of plans, coverage and payment options.
  • Make the most of your vision insurance plan by understanding your particular vision coverage.
  • As a service to our patients, we are pleased to offer the CareCredit card, the nation's leading patient payment program. CareCredit lets you begin your procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget.
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Texas State Optical Bandera

9234 N Loop 1604 W #104
San Antonio, TX 78249